I found another way for you to grab some quick cash.  You can sell cell phones online pretty quickly and get a reasonable price for them.  I know I’m more than happy to sell my cell phone if I have one that I have no use for anymore.  So, if you’re interested in making a quick buck then you might want to take a peek at the following online sites:

Cell For Cash makes the process simple.  You simply enter the manufacturer and model of your phone and click.  You will immediately obtain a quote advising you how much you will receive if you sell your cell phone.  If you decide to sell at the quoted price then you will either print a shipping label and mail the phone out immediately or wait approximately 5 days to receive a shipping box.  Either way, the shipping cost is free.  Once your phone is received, it takes 2-3 weeks to have it verified at which point you will be paid within 45 days.

EZTRADEIN.COM will also buy cell phones from you. Again, the process is pretty easy.  You select the make and model in a dropdown list and then answer a few more questions.  You will be asked about the condition of the phone as well as which accessories you have to go with your phone.  Then, just click a button and you will be informed how much you will receive for the phone.  If you accept the price then you’ll receive an email with a shipping label for you to print.

Here’s Hoping Some Quick Cash Comes Your Way!

I haven’t personally tried selling my laptop to any of these sources as I’m still trying to get the last bit of use out of it. However, if I needed some quick cash and had an old worn out laptop I would definitely consider this idea.

The way these websites work is that you enter the make and model of your laptop and you get a quote indicating how much they are willing to pay you for your computer. So, even though I’m not ready to sell my laptop, I did a couple of quick searches to see how much cash I might actually get if I were in the market to sell it. My laptop is a Gateway and is in the MX6000 series. The screen size is 15.4 inches. Here’s what I found out…

EZTRADEIN.COM will purchase my laptop for a fair price. As with all of the other sites that purchase laptops, the amount you receive is based upon the manufacturer and condition of your laptop. You can get an estimate quickly by simply going to the site and taking about one minute to provide basic information regarding your laptop. You’ll receive an instant estimate. If you decide to sell your computer then you simply print a shipping label and mail in your laptop. You will receive a cash payment via your Paypal account or a Giftcard via regular mail.

At Cash For Laptops.com they would give me $230 for my laptop if it is in basic running condition.  But, they are also willing to buy it if it has problems.  For example, if my laptop had a bad hard drive, they would still pay me $210 for it.  If the laptop had a bad battery, they would pay me $195.  And, if it doesn’t power on at all, I would only get $50 for it. If I decided to accept their offer then they would send me a prepaid shipping package so I could mail the laptop to them. They state on the site that they will send payment within one day of receiving the laptop.

Another similar site that pays cash for laptops is My Laptop For Cash.com. Their site works in much the same way as Cash For Laptops.com. However, you have to wait up to 24 hours to get a quote whereas with Cash For Laptops.com you get an instant quote. This site also indicates that they generally send payment within 24 hours from the date they receive your laptop.

There are many other similar sites out there that will give you fast cash for your old laptop. This may be a good option for those of you with an old computer or two laying around the house.

Here’s hoping some quick cash comes your way!

Most people are aware that they can cash in their CD early if they need access to immediate funds. Of course, the problem with doing that is that you will pay a hefty penalty for doing so. The penalty for early withdrawal differs but usually it is between three to six months’ interest. But cashing in your CD isn’t the only alternative that you have to get cash from your CD.

Another option is to borrow against your Certificate of Deposit. You can generally borrow up to 95 percent of the value of the CD Before you decide to do this you should be relatively sure that you will be able to repay the loan. Otherwise, you may lose part or all of your investment. That being said, this is a quick, flexible, and low cost way to get some fast money.

The good thing about using this method is that the CD will still earn interest for you during the life of the loan. The interest you pay on the loan will be 2-3 percent above what you are earning on the CD. However, note that you will also have to pay a loan origination fee.

You should also be aware that most banks will only lend you money against CD’s that you have in that particular bank. These days you’ll have a difficult time going to Bank 1 and asking them to loan you money on a CD that you have in Bank 2.

Naturally, each bank differs as to repayment terms. However, your repayment choices will likely be varied and flexible. You will probably be able to pay principal and interest, or principal only, or interest only.

Before deciding whether or not to borrow against you CD, you should compare the cost of the loan against the cost of the penalties associated with a cash out of the CD.

Here’s Hoping Some Quick Cash Comes Your Way!